Flame Finance

Why go skint? Spread the cost: get affordable
finance in minutes - hassle free and fast.


Flame finance is provided by Divido. Use this calculator to get an example of offered finance deals.

Thinking of choosing finance?

Finance is a great way to spread the cost of your purchase. To make it easy we’ve teamed up with Divido whose smart technology lets you apply for and complete the loan application quickly and entirely online.

Simply add the items you love to your basket. Once at checkout select the finance option that suits you and then choose Divido. The quick application form should take no more than a couple of minutes to complete and you’ll receive an instant decision. Easy!

Check your eligibility.

You will only be considered for finance if you:

  • Are placing an order worth £300 or over
  • Are at least 18 years old
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a UK bank account capable of accepting Direct Debits
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Provide an email address so your documentation can be emailed to you.

The legal bit.

Flame Heating Spares is authorised and regulated by the Financial Conduct Authority, register number 671887 and act as a credit intermediary.
Finance is provided through the Divido platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Divido act as a credit intermediary. They are registered in England and Wales (company number 09259397) and authorised and regulated by the Financial Conduct Authority (register number 628253). For more information please go to help.divido.com/faq or visit www.divido.com.